Life, Long-Term and Short-Term Disability Insurance
Basic Life and Accidental Death and Dismemberment Insurance
The University of Dallas provides Basic Life and Accidental Death and Dismemberment
(AD & D) insurance equal to one time the employee's annual base pay up to $100,000
to all eligible employees. The University pays 100% of the cost for this coverage.
Employees are automatically enrolled in Basic Life and AD & D upon becoming eligible.
Basic Life and AD&D Summary
Voluntary Life/AD&D Insurance
Employees may also purchase Voluntary Employee and Dependent Life Insurance.
|Employee Voluntary Life
||$10,000 increments up to $300,000 or 5x salary (EOI required over $100,000)
||$5,000 increments up to $50,000 or 50% of Voluntary Employee Coverage (EOI required
||$10,000 per child (no EOI required)
To buy Spouse Life Insurance coverage, you must first elect Voluntary Life Insurance
coverage for yourself. Spouse coverage cannot be more than 50% of your Voluntary Life
Evidence of Insurability (EOI) must be completed if:
- You request coverage over the Guarantee Issue amounts: $100,000 for employees under
age 60; $50,000 for employees age 60-69; $10,000 for spouses of those employees age
60-69; EOI required on any amount for employees over the age of 70.
- You do not enroll when first eligible.
Voluntary Life and AD&D Summary and Cost
Long Term Disability Insurance
The University provides Long Term Disability (LTD) insurance to protect your income
if you become disabled and unable to work for an extended period of time. In addition,
you may purchase "buy-up" coverage to supplement this protection.
|LTD Core Benefit
||50% of basic monthly earnings
||60% of basic monthly earnings
Short-Term Disability Insurance
Short-Term Disability Summary and Cost